personal finance, quietly

money,
handled.

AllBrave AI is the conversational finance assistant in your pocket. Tell it what you spent — and the bills you know are coming — and AllBrave shows what's actually safe to spend right now. no bank-app math. no spreadsheets. no judgment.

15-day free trial · no card required
built for humans with salaries, not spreadsheets
AllBrave
online
Today, 9:02
morning, Nina ☕
you're on track this week. fun money has $42 left, groceries is the only one looking tight.
just spent $18 on lunch at Chipotle
logged in Food · $18.00
that's $24 left in fun money for the week — looking tight but doable.
can I still afford the concert friday?
the $65 concert fits, but you'd be at −$41 by sunday. want to move $50 from Savings → Fun?
tell me what you spent…
Groceries · $640
Savings · $1,740
Fun · $580
The product

A finance app that talks back.

Four small things AllBrave does better than the app you're probably already ignoring.

Just say it.

"Spent $42 at Trader Joe's." done. AllBrave parses the expense, picks the right bucket, and shows you the new balance — in a single sentence you'd actually read.

What's safe to spend, right now.

Your bank balance doesn't know rent's coming out Friday or that utility bill in your inbox. Log them the second you know — AllBrave subtracts them on the spot and shows the only number that matters: what's actually free to spend tonight.

Buckets, your way.

Groceries, rent, tithe, post-breakup takeout fund — name them anything. Start with General and Savings, or build your own. Set a monthly spending limit on any bucket you want AllBrave to watch.

Groceries
$396 / $640
Savings
$1,740 / $1,740
Fun money
$510 / $580

Daily check-in.

Every morning, a one-paragraph recap of where you stand. No dashboards to open, no charts to decode — just a human-shaped sentence about your week.

Gentle nudges.

When a bucket drifts, AllBrave speaks up before the damage is done — and suggests the smallest fix, not the most dramatic one.

Private by default.

Your data is yours. No ads. No selling transactions to third parties. Export or delete everything, any time.

How it works

Three steps. About four minutes.

  1. 01

    Name your buckets.

    Start with General and Savings, or add your own — groceries, rent, post-breakup takeout fund, whatever. Give any bucket a monthly spending limit if you want AllBrave to nudge you.

    General limit $2,500
    Groceries limit $640
    Savings no limit
  2. 02

    Put money in.

    Drop a starting balance into each bucket — whatever you already have in that envelope. Add to any bucket any time; the balance updates on the card.

    add $500 to Savings
    done — Savings is now $2,240.
  3. 03

    Talk to it like a friend.

    That's it. Log spending by typing or speaking — AllBrave files it, updates the bucket, and starts checking in every morning.

    paid $1,200 rent
    logged to Housing. rent's covered for april — nice.
Bucket budgeting, modernized

Put a name on every dollar before it disappears.

The idea is almost a hundred years old — cash, split into labeled paper envelopes, one per category. When an envelope was empty, that category was done for the month.

AllBrave keeps the idea and drops the paper. Your buckets live in the app, the AI files every spend into the right one, and you never have to do math at the gas station.

At a glance, you see the total in your account and exactly how much is tucked into each bucket. Spent and pending bills are already subtracted, so the number on screen is the real one.

Most finance apps
Categorize after you spend.
AllBrave
Decides before you spend, then confirms the rest.
In your account$5,800
$2,900 needs$1,160 wants$1,740 savings
every dollar named, nothing floating around.
Needs
$2,900
rent · utilities · groceries
Wants
$1,160
food out · subs · fun money
Savings
$1,740
emergency · travel · future you
The AI, in its own words

Like texting the one friend who's actually good with money.

AllBrave's tone is calm, slightly wry, and never finance-bro. It won't lecture you for the $6 latte. It will tell you if the latte is the tenth one this week.

"that's $18 left for the week — looking tight but doable."

daily nudge

"your Fun bucket is over by $9. not the end of the world — want to shift $15 from Groceries?"

over-budget nudge

"tell me what you spent and I'll sort it into the right bucket."

first-run

"three weeks in a row under budget. whatever you're doing, keep doing it."

weekly wrap
Simple pricing

Try it free. Keep it cheap.

15-day free trial, no card required. After that, pick monthly or lock in annual and save.

No credit card to start. We'll ask for one when the trial ends — or we'll just let you go quietly. USD only.

Questions, answered plainly

FAQ.

Does AllBrave connect to my bank?

Not yet. You log spending yourself — by typing or speaking to the AI. Bank linking is on the roadmap, and will always be opt-in.

When should I log a bill — when it arrives or when I pay it?

As soon as you know about it. The minute a utility email lands in your inbox, or you remember rent is due next week, log it. AllBrave subtracts it from the right bucket right away, so the number you see is what's actually safe to spend — not just what's already cleared your bank.

How is this different from other finance apps?

Most finance apps assume you want to look at charts. AllBrave assumes you want to send a message and get on with your day. Bucket-style budgeting, zero spreadsheet energy.

How much does it cost?

$8.99 a month, or $79 a year (that's $6.58/mo — 27% off). Every new account gets a 15-day free trial with no credit card required. Cancel any time from the app.

What about my data?

Your data is yours. We don't sell transactions, serve ads, or train third-party models on your messages. Read the privacy policy for the full story.

Which countries / currencies do you support?

USD and English first, starting in the United States. More currencies and locales will roll out after the public launch.

Who built this?

A small team tired of finance apps that feel like tax software. We're shipping in the open and listening closely.

ready to be
brave with money?

15 days free. Takes about four minutes to set up. No credit card, no bank link.