Terms of Use

Last updated: April 20, 2026

Welcome to AllBrave AI. These Terms of Use (the “Terms”) are a binding agreement between you and AllBrave AI, Inc. (“AllBrave,” “we,” “us”) and govern your access to and use of our website, mobile applications, and related services (together, the “Service”). By creating an account or using the Service, you agree to these Terms.

1. Eligibility

You must be at least 18 years old and able to form a binding contract in your jurisdiction to use the Service. If you use the Service on behalf of an organization, you represent that you are authorized to bind that organization to these Terms.

2. Your account

You are responsible for the information you provide and for any activity that occurs under your account. Keep your credentials confidential and notify us at hello@allbrave.ai if you suspect unauthorized access.

3. Acceptable use

You agree not to:

4. The Service is informational, not financial advice

AllBrave helps you organize, categorize, and reflect on your spending. It is not a bank, broker-dealer, investment adviser, tax adviser, or insurance provider. Information produced by AllBrave — including bucket suggestions, nudges, and summaries — is provided for general informational purposes only and does not constitute financial, legal, or tax advice. You are solely responsible for the financial decisions you make.

5. AI-generated content

The Service uses large language models to summarize your activity and respond conversationally. AI output can be incomplete or inaccurate. Review important information before relying on it.

6. Beta features

While AllBrave is in beta, the Service is provided free of charge and is offered “as is.” Features may change, break, or be removed without notice.

7. Your content

You retain ownership of the information you submit to the Service. You grant AllBrave a limited license to host, process, and display that information solely to operate and improve the Service for you. We do not sell your transaction data to third parties.

8. Intellectual property

The Service, including its software, design, and brand assets, is owned by AllBrave and its licensors and is protected by intellectual property laws. We grant you a limited, non-exclusive, non-transferable license to use the Service in accordance with these Terms.

9. Termination

You may stop using the Service at any time and request deletion of your account by contacting hello@allbrave.ai. We may suspend or terminate your access if you violate these Terms or if we discontinue the Service.

10. Disclaimers

THE SERVICE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE.

11. Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, ALLBRAVE WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA, OR GOODWILL, ARISING OUT OF OR RELATED TO YOUR USE OF THE SERVICE.

12. Governing law and venue

These Terms are governed by the laws of the State of Texas, without regard to its conflict-of-laws rules. Any dispute arising out of or relating to these Terms or the Service will be brought exclusively in the state or federal courts located in Dallas County, Dallas, Texas, and you consent to the personal jurisdiction of those courts.

13. Changes to these Terms

We may update these Terms from time to time. If we make material changes, we will post the updated Terms and update the “Last updated” date above. Continued use of the Service after the changes take effect means you accept the revised Terms.

14. Contact

Questions about these Terms? Write to us at hello@allbrave.ai.